New digital process for NI refunds
HMRC has introduced an online service to claim a refund of Class 1 NI contributions but not everyone can use it. What can you do if you've paid too much NI?
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Deadline to pay Class 1B NI
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HMRC speeds up National Insurance refunds
HMRC has confirmed that it is using a new automated process to speed up National Insurance refunds. Where its records suggest that someone may have overpaid, HMRC will write to them asking them to check their employment and contribution details before any refund is processed. Could you be due money back?
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Should you voluntarily payroll benefits in kind?
The window to sign up to voluntarily payroll non-mandatory benefits in kind for 2027/28 will open in November. Is it worth volunteering to pay HMRC earlier than required or should you wait until it becomes mandatory in 2028/29?
It's now possible to claim a refund of overpaid Class 1 NI online, but only if HMRC writes to you about it first. HMRC systems use the data it holds to identify individuals that may have overpaid Class 1 NI. This could be due to an error made by your employer or because you had multiple jobs during a tax year.
However, like all HMRC systems, it isn't perfect and there's a chance the information it holds is wrong. If you receive a letter from HMRC about overpaid Class 1 NI, you first need to check whether the details are accurate. Errors can be corrected when you apply for a refund. If you think you may have overpaid NI, but haven't received a letter, you can use HMRC's tool to find out how to claim it. Spoiler: if your employer can't help you need to write to HMRC.
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